Free fantasy town generator for D&D / TTRPGs. Enter settlement size and economic prosperity to instantly generate gold-piece purchase limit, total available cash, and counts of common trades (smiths, alchemists, innkeepers, farmers).
Use whenever your party walks into a new town. The "What can we actually buy here?" question is the #1 GM time-sink.
Old D&D supplements gave static tables. This tool is a live calculator that responds to your size, prosperity, and magic settings.
Population sets the base scale. Prosperity (×0.5 / ×1 / ×2) and magic level (×0.5 / ×1 / ×2) modify the gold-piece purchase limit and trade counts.
Trade demographics use rough historical fractions of medieval populations — 60% farmers, ~1% blacksmiths, etc.
Use as a starting point for session prep; tweak counts manually for plot-specific NPCs.
Historical medieval demographic estimates, lightly tuned to feel right for D&D-style settings.
Partially. Population scaling is universal; gold-piece limits and trade names are fantasy-coded.
It is the value of the most expensive single item a settlement can readily sell, reflecting how much wealth circulates there. A tiny hamlet might cap at a few gold while a large city can supply items worth thousands.
Higher prosperity raises the available cash and purchase limit and tends to support more specialized trades like alchemists and jewelers. A poor settlement of the same population leans heavily toward farmers and basic laborers.
Input
Town (5,000) — standard prosperity — standard magic.
Output
GP limit: 1,000. ~30 blacksmiths, 60 innkeepers, 250 guards.
Town size sets the gold-piece purchase ceiling. Trade ratios follow medieval demographic baselines: ~0.6% blacksmiths, ~1.2% innkeepers, ~4% guards.
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